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American Insurance Blog

All You Ever Wanted to Know About Insurance

76% Oppose Accident Response Tax

Should you pay a fee for emergency response services following an accident? A resounding three out of four adults said "no" when recently surveyed by telephone in a Harris Interactive poll. The majority surveyed believe...

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WA Workers Comp Rates Jump 12%

The Washington Department of Labor & Industries (L&I) today announced a final decision to increase workers' compensation premium rates by an average 12 percent or 6.5 cents per hour for 2011. The new rates...

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11 Issues Impact Work Comp in 2011

Every business owner will be impacted by the troubles brewing in workers compensation insurance. Among the top trends identified to watch are - medical costs continue to rise, injured employees are staying out of work...

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New Rule to Reduce Auto Rollover Deaths

U.S. Transportation Secretary Ray LaHood today announced a final rule aimed at decreasing occupant ejections in passenger vehicles. The new U.S. Department of Transportation standard, which will help reduce the number...

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P/C Industry Predictions 2011

The property/casualty insurance industry turned a corner and will show a profitable year for 2010, but underwriting discipline will be more important than ever in 2011, said chief executive officers (CEOs) participating...

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Idaho Workers Comp Rates Rise

Workers compensation rates in Idaho will rise 3.7% in 2011. This is the first increase since 2005, when the overall rate increase was 5.3%. Employers in Idaho are required by law to cover their employees with workers...

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Individual Life Coverage Hits 50 Year Low

35 million US households (about 30%) have no life insurance protection at all, according to the 2010 Life Insurance Ownership Study done by LIMRA. Among households with children under 18, 4 in 10 say they would...

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Newsletter - Winter 2010

Inside this issue: Referral Rewards - We have a Winner New Website a Hit - See comments (pg 4) Customer Service Focus - Compliments for Tina Heitmann News You Can Use Wind Damage - Am I Covered? Introducing Tracey Santo...

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WIND DAMAGE - Am I Covered?

Answers to questions about wind damage to your home, fences, tree removal and liability to others. The recent windstorm of November 16th brought us a storm of more than 50 phone calls regarding wind damage claims. The...

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Mandated Health Insurance Ruled Unconstitutional

Mandated health insurance was ruled unconstitutional by a Federal judge in Virginia today. US District Judge, Henry Hudson, dealt the first significant blow to a key provision of the Affordable Care Act (ACA) by ruling...

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